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The SalaryBreakup Blog

No fluff, no jargon. Just honest, practical articles to help salaried professionals in India understand their money — tax planning, salary negotiation, PF, and more.

Salary BasicsTax PlanningHRA80CNegotiationVariable Pay

Articles we are writing

A peek at what is coming up first.

6 articles
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Salary Basics

How to read your salary slip

Every line item — Basic, HRA, Special Allowance, PF, TDS — explained in plain language.

Coming soon
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Tax Planning

New vs Old Tax Regime: which one saves you more?

A practical decision framework with real numbers for different CTC brackets.

Coming soon
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HRA

Maximising HRA exemption if you pay rent

How to calculate your exempt amount and what documents you need to keep handy.

Coming soon
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80C

Section 80C: how to use the full ₹1.5 L deduction

PPF, ELSS, LIC, NSC — what counts, what does not, and what actually grows your money.

Coming soon
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Negotiation

Negotiating a job offer: CTC vs take-home

Why two identical CTC offers can differ by ₹15,000/month in take-home — and how to catch it.

Coming soon
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Variable Pay

Understanding variable pay and annual bonuses

How target-linked bonuses work, when they are paid, and how they are taxed.

Coming soon
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